Gold and Platinum are two of the most popular Amex cards. They both offer great rewards and benefits, but there are some key differences between them.
The Gold card is the basic Amex card. It has a lower annual fee than the Platinum card, and offers fewer rewards and benefits. However, it still comes with a number of valuable perks, including car rental insurance and purchase protection.
The Platinum card is the more premium Amex card. It has a higher annual fee, but comes with a number of extra rewards and benefits, including lounge access, Global Entry credit, and hotel elite status.
The American Express Gold Card
The American Express Gold Card is a charge card that offers a variety of rewards and benefits. The card has no annual fee for the first year, and then a $125 fee thereafter. Cardholders earn points for every dollar they spend, which can be redeemed for travel, merchandise, or gift cards.
They also receive complimentary membership in the Delta SkyMiles program and access to airport lounges around the world. Additionally, cardholders can enjoy a variety of other perks, such as purchase protection and extended warranty coverage.
The American Express Platinum Card
The American Express Platinum Card is a high-end credit card that offers a variety of benefits to its users. These benefits include access to airport lounges, a concierge service, and travel insurance. The card also comes with a large sign-up bonus and a high annual fee.
The American Express Platinum Card is designed for people who travel frequently and want access to premium benefits. The card’s biggest benefit is its access to airport lounges. This allows cardholders to relax in a comfortable setting before their flight. The card also comes with a concierge service that can help with tasks such as making dinner reservations or booking travel arrangements. And, if something goes wrong while traveling, the card includes travel insurance that can help cover some of the costs.
The American Express Platinum Card has a high annual fee of $550.
Amex Platinum perks and credits
The Amex Platinum card is one of the most popular credit cards on the market. It comes with a ton of perks and credits that can be very valuable to cardholders.
Some of the Amex Platinum benefits include a $200 airline fee credit, a $100 credit for Global Entry or TSA PreCheck, and access to Centurion Lounges. Additionally, cardholders can earn 5x points on airfare and hotel purchases, and receive complimentary membership in several hotel loyalty programs.
Amex Gold perks and credits
The American Express Gold Card comes with a variety of perks and credits that can make your card use more rewarding. These include $100 per year in airline incidental credits, which can cover things like baggage fees or in-flight meals, as well as a $75 hotel credit for each stay.
You’ll also get access to the Amex OPEN program, which offers discounts and other benefits when you use your Gold Card to pay for business expenses. Plus, if you use your Gold Card to book travel through Amex’s travel portal, you’ll get 5% back in rewards points. Finally, the Gold Card also comes with premium roadside assistance and global assistance services.
Who is the American Express Platinum Card aimed at?
The American Express Platinum Card is aimed at high-income professionals. The card has a $550 annual fee, but it comes with a lot of perks, like free airport lounge access and a $200 annual credit for airline fees.
The card also offers 5x points on airfare and hotel purchases. So, if you frequently travel for work or pleasure, the American Express Platinum Card could be a good fit for you.
How do I decide between the Platinum or Gold card?
When it comes to deciding between a Platinum or Gold card, the first thing you need to consider is what you want the card for. A Platinum card typically has a higher annual fee than a Gold card, but it also comes with more benefits. Some of these benefits might include airport lounge access, rental car insurance, and extended warranty coverage.
If you plan on using your credit card frequently and will take advantage of the extra benefits, then a Platinum card may be worth the extra cost. However, if you don’t plan on using your card often or don’t think you’ll use the extra benefits, then a Gold card may be a better option for you.
